Last Updated 07-08-2025

This Site and related services are provided subject to your compliance with the terms and conditions set forth below (“Terms and Conditions”). Please read the following information carefully.

YOUR CONTINUED USE OF THIS SITE WILL INDICATE YOUR WILLINGNESS TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT AGREE TO BE BOUND BY THE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS OR USE THIS SITE.

Privacy. The ONLINE PRIVACY POLICY is expressly incorporated in these Terms and Conditions. Your use of the Site is also governed by our Privacy Policy, which details how we collect, use, and protect your personal information. Please review our Privacy Policy at https://trms360.com/privacy

Use of Site by Minors. The IMPORTANT NOTE for anyone under the age of 18 is expressly incorporated into these Terms and Conditions. This Site is intended for users who are at least 18 years old. By accessing or using the Site, you confirm that you meet this age requirement. If you are under the age of 18, you may only use the Site with the involvement and consent of a parent or legal guardian.

Restrictions on Use. All pages within this Website and any material made available for download (collectively the “Site”) are the property of Lucchesi & Associates LLC d/b/a TRMS360 (referred to as “TRMS360” in this Agreement) and/or its affiliates. The Site is protected by federal and international copyright and trademark laws. No portion of the materials on these pages may be reprinted, republished, modified, or distributed in any form without the express written permission of TRMS360. You shall keep intact any proprietary notices, including copyright notices, contained on any downloaded materials and shall comply with any applicable end-user license agreements. Any rights not expressly granted by these Terms and Conditions or any applicable end-user license agreements are reserved by TRMS360. You agree not to use the Site for any purpose that is unlawful or prohibited by these Terms and Conditions. Without limiting the foregoing, you agree not to: a. Engage in any activity that could disable, overburden, damage, or impair the Site or interfere with any other party’s use of the Site, including their ability to engage in real-time activities through the Site. b. Use any robot, spider, or other automatic device, process, or means to access the Site for any purpose, including monitoring or copying any of the material on the Site. c. Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful. d. Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, the server on which the Site is stored, or any server, computer, or database connected to the Site. e. Impersonate or attempt to impersonate TRMS360, a TRMS360 employee, another user, or any other person or entity. f. Upload, post, or transmit any content that is illegal, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically, or otherwise objectionable. g. Infringe upon or violate our intellectual property rights or the intellectual property rights of others. h. Engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Site, or which, as determined by us, may harm TRMS360 or users of the Site, or expose them to liability.

Copyright and Trademark Notice. All material on this Site is Copyright TRMS360 © 2025. All rights reserved. “Lucchesi & Associates LLC” and “TRMS360” are the logos, trademarks, and service marks of TRMS360. All other trademarks, service marks and logos used in this Site are the trademarks, service marks or logos of their respective owners. User-Generated Content (UGC) post, link, store, share, and otherwise make available certain information, text, graphics, videos, or other material ('User-Generated Content'), you are solely responsible for the User-Generated Content that you post on or through the Site, including its legality, reliability, and appropriateness. By posting User-Generated Content on or through the Site, you grant TRMS360 a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, and sublicensable license to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material for any purpose. You represent and warrant that: (i) the User-Generated Content is yours (you own it) or you have the right to use it and grant us the rights and license as provided in these Terms, and (ii) the posting of your User-Generated Content on or through the Site does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person.

Media Release Agreement. All participants in recorded sessions hereby grant and authorize Lucchesi & Associates, LLC DBA TRMS360 the right to take, edit, alter, copy, exhibit, publish, distribute, and make use of any and all media taken of participants to be used in and/or for any lawful purpose. This authorization extends to all languages, media, formats, and markets now known or later discovered. This authorization shall continue indefinitely unless otherwise revoked this authorization in writing. The right to inspect or approve any finished product is waived by participants. Any right to royalties or other compensation arising or related to the use of the media are waived by the participants. These materials shall become the property of Lucchesi & Associates, LLC DBA TRMS360, and will not be returned. All participants hold harmless and release Lucchesi & Associates, LLC DBA TRMS360 from all liability, petitions, and causes of action which participants, heirs, representatives, executors, administrators, or any other persons may make while acting on behalf of participants or on behalf of their estate.

Warranty Disclaimer. THIS SITE, INCLUDING ANY CONTENT OR INFORMATION CONTAINED WITHIN IT OR ANY SITE-RELATED SERVICE, IS PROVIDED “AS IS,” WITH ALL FAULTS, WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THIS SITE, SITE-RELATED SERVICES, AND HYPERLINKED WEBSITES. Although TRMS360 attempts to ensure the integrity and accuracy of the Site, it makes no guarantees whatsoever as to the correctness or accuracy of the Site. It is possible that the Site could include inaccuracies or errors, and that unauthorized additions, deletions, and alterations could be made to the Site by third parties. In the event that an inaccuracy arises, please inform TRMS360 so that it can be corrected. Information contained on the Site may be changed or updated without notice.

TRMS360, ITS AFFILIATES, AND ITS SPONSORS ARE NEITHER RESPONSIBLE NOR LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES ARISING OUT OF OR RELATING IN ANY WAY TO THE SITE, SITE-RELATED SERVICES, CONTENT OR INFORMATION CONTAINED WITHIN THE SITE, AND/OR ANY HYPERLINKED WEBSITE. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE, SITE-RELATED SERVICES, AND/OR HYPERLINKED WEBSITES IS TO STOP USING THE SITE AND/OR THOSE SERVICES.

Although TRMS360 attempts to ensure the integrity and accurateness of the Site, it makes no guarantees whatsoever as to the correctness or accuracy of the Site. It is possible that the Site could include inaccuracies or errors, and that unauthorized additions, deletions and alterations could be made to the Site by third parties. In the event that an inaccuracy arises, please inform TRMS360 so that it can be corrected. Information contained on the Site may be changed or updated without notice.

Links or Pointers to Other Sites. TRMS360 makes no representations whatsoever about any other Website that you may access though this Site. When you access a non-TRMS360 Website, please understand that it is independent from TRMS360, and that TRMS360 has no control over the content on that Website. In addition, a hyperlink to a non-TRMS360 Website does not mean that TRMS360 endorses or accepts any responsibility for the content or the use of the linked site. It is up to you to take precautions to ensure that whatever you select for your use or download is free of such items as viruses, worms, Trojan horses, and other items of a destructive nature.

TRMS360 - Site Terms of Use Agreement

This Site and related services are provided subject to your compliance with the terms and conditions set forth below (“Terms and Conditions”). Please read the following information carefully.

YOUR CONTINUED USE OF THIS SITE WILL INDICATE YOUR WILLINGNESS TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT AGREE TO BE BOUND BY THE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS OR USE THIS SITE.

Indemnification You agree to defend, indemnify, and hold harmless TRMS360, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms and Conditions or your use of the Site, including, but not limited to, your User-Generated Content, any use of the Site’s content, services, and products other than as expressly authorized in these Terms and Conditions, or your use of any information obtained from the Site." * Reasoning: This is a standard and vital protection for online businesses.

Governing Law and Jurisdiction: These Terms and Conditions are entered into in the State of Florida in the United States of America and shall be governed by and construed in accordance with the laws of the State of Florida, exclusive of its choice of law rules. Each party to these Terms and Conditions submits to the exclusive jurisdiction of the state and federal courts for Pasco County, Florida, and waives any jurisdictional, venue, or inconvenient forum objections to such courts. In any action to enforce these Terms and Conditions, the prevailing party will be entitled to costs and reasonable attorney's fees.

Dispute Resolution: Informal Resolution: To expedite resolution and control the cost of any dispute, controversy, or claim related to these Terms and Conditions or the Site (each a 'Dispute' and collectively, the 'Disputes') brought by either you or us (individually, a 'Party' and collectively, the 'Parties'), the Parties agree to first attempt to negotiate any Dispute (except those Disputes expressly excluded below) informally for at least [e.g., thirty (30)] days before initiating arbitration or court proceeding. Such negotiations commence upon written notice from one Party to the other Party.

Binding Arbitration: If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute (except those Disputes expressly excluded below) will be finally and exclusively resolved by binding arbitration. YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association ('AAA') and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related Disputes ('AAA Consumer Rules'), both of which are available at the AAA website: www.adr.org. Your arbitration fees and your share of arbitrator compensation shall be governed by the AAA Consumer Rules and, where appropriate, limited by the AAA Consumer Rules. The arbitration may be conducted in person, through the submission of documents, by phone, or online. The arbitrator will make a decision in writing, but need not provide a statement of reasons unless requested by either Party. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so. Except where otherwise required by the applicable AAA rules or applicable law, the arbitration will take place in Pasco County, Florida. Except as otherwise provided herein, the Parties may litigate in court to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator.

Restrictions: The Parties agree that any arbitration shall be limited to the Dispute between TRMS360 and you individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

Severability In the event that any of the Terms and Conditions are held by a court or other tribunal of competent jurisdiction to be unenforceable, those provisions shall be limited or eliminated to the minimum extent necessary so that these Terms and Conditions shall otherwise remain in full force and effect.

Entire Agreement: These Terms and Conditions constitute the entire agreement between TRMS360 and you pertaining to the subject matter of this Agreement. Changes to Terms and Conditions: In its sole discretion, TRMS360 may modify these Terms and Conditions by posting the revised version on this Site and you agree that each visit by you to this Site is a new transaction governed by the terms of use linked on this Site at that time. We will notify you of any material changes by posting the new Terms and Conditions on this page and updating the 'Last Updated' date at the top. For significant changes, we may also notify you through other means, such as email or a prominent notice on our Site. Your continued use of the Site after such modifications will constitute your acknowledgment of the modified Terms and Conditions and agreement to abide and be bound by the modified Terms and Conditions.

DMCA Policy (Digital Millennium Copyright Act) Reporting Copyright Infringement: We take intellectual property rights seriously and respond to notices of alleged copyright infringement that comply with the Digital Millennium Copyright Act ('DMCA') and other applicable intellectual property laws. If you believe any material on the Site infringes your copyright, please send a written notification to our Copyright Agent containing the following information. a. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. b. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site. c. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material. d. Information reasonably sufficient to permit us to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address. e. A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law. f. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. Our Designated Copyright Agent: TRMS360 Attn: Copyright Agent 1715 Percheron Dr, Trinity, FL 34655 Email: [email protected] Counter-Notification: If you believe that your User-Generated Content that was removed (or to which access was disabled) is not infringing, or that you have the authorization from the copyright owner, the copyright owner's agent, or pursuant to the law, to post and use the content, you may send a counter-notification containing certain information (as specified by DMCA) to our Copyright Agent

No Unlawful or Prohibited Purpose. As a condition of your use of this Site, you warrant to TRMS360 that you will not use the Site for any purpose that is unlawful or prohibited by these Terms and Conditions.